Just think of it as replacing the income the primary breadwinner brings home for the foreseeable future. This means it should be able to at least cover major expenses like college tuition, repay any loans, pay off mortgage
Accidents and damages can happen when we least expect them. Losing precious things that mean so much in our lives can be excruciating. However, one can at least partially compensate for that loss by insuring them in case of any…
Cyberattacks aren't new but protecting yourself from them is a given. When your homeowners insurance can cover it, why worry?
The year 2020 came with a mixed bag of devastating surprises in the form of hurricanes, wildfires, a pandemic, and more. It has affected almost every industry; even insurance. Climate change is on a fast track that has led to sky-high costs of repairs or rebuilding homes. Insurance can cover water damage or fire-related damages, but with caveats.
Whoever you are and wherever you are, protecting everything and everyone that matters to you should be on top of your to-do list. The most effective way of doing it is to add life insurance to your home insurance (you knew that). Now, it might sound like a long-drawn process, so you put it off for 6 months, and then another 6 months. This can go on till it’s too late.
As the name suggests, it’s a life insurance policy for a duration of a term and not your entire lifetime. Term insurance lets you buy the policy for a few years and pay a certain sum of money every year till the term ends. If anything unfortunate happens to you during the term, your family will receive the death payout.
While the very first case of infection by coronavirus will probably never really be accurately known, by the 31st of December 2019 the city Municipal Health Commission of Wuhan, a city in central China which lay at the junction of dense industrial and trade networks, reported an outbreak of cases of pneumonia. A new kind of coronavirus was subsequently identified. By mid-January, the first recorded cases were confirmed outside of China, starting with Thailand. On January 22, the WHO mission to China issued a statement stating that there was some evidence of human to human transmission, but more investigations were needed.