Difference between Actual Cash Value and Replacement Cost Value
The distinction between Actual Cash Value (ACV) and Replacement Cost Value (RCV) in insurance claims boils down to how the value of lost or damaged items is calculated
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Texas Homeowner Insurance Market – Resolution & Summary (Part 2)
Bubble offers zip-level risk scores (Bubble HomeScore) to assist property buyers and owners comprehend local environmental risks
Read MoreTexas Homeowner Insurance Market – Commentary & Analysis (Part 1)
Many home insurance carriers in Texas have reduced or frozen their underwriting business for new policies. However, unlike Florida and California, major insurance companies have not completely withdrawn from the Texas market.
Read MoreWhy homemakers and stay-at-home parents need life insurance
Just think of it as replacing the income the primary breadwinner brings home for the foreseeable future. This means it should be able to at least cover major expenses like college tuition, repay any loans, pay off mortgage
Read MoreWhy life insurance from your employer is not enough
It is essentially a kind of term life insurance that is offered by an employer at zero or low cost to cover employees. At a cursory level, it looks like a good employee benefit. But is it enough?
Read MoreWhy You Need Life Insurance in the Covid Era
Tomorrow is never promised and the end is inevitable. So how do you prepare for tomorrow? This is a burning question, especially in a pandemic environment when there are threats to life and health, which are not well understood.
Read MoreA Single Mom’s Guide to Life Insurance
Becoming a single parent can be scary, and you may find yourself worrying about how you'll be
able to support your children financially. This is particularly relevant and important if you are one of the 750,000 single mothers with young kids, who are also homebuyers each year.
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