Why to choose Safeco Homeowners Insurance?
With Safeco's broad array of coverage options, you can independently tailor your policy to fit your needs, and your budget.
Safeco Homeowner Discounts
Safeco Homeowner Discounts
How your home deductible works?
A home insurance deductible is what you pay out of pocket to repair your home if you have a claim. For example, if you have a $500 deductible and $2,000 in repair costs, you'll pay $500 and Safeco will pay the remaining $1,500.
You have a choice of deductible amounts; choosing a higher deductible lowers your insurance rate but requires greater out-of-pocket expenses should you have an accident.
- Dwelling Coverage
Your home will be protected against losses from events such as fire or lightning; weight of ice, snow, or sleet; windstorms; hail; theft or vandalism; and more.
- Personal Property Coverage
If your personal possessions—including furniture, clothing, and appliances—are damaged or stolen as a result of a covered loss, Safeco will arrange for them to be repaired or replaced.
- Personal Liability Coverage
Safeco will defend you if someone makes a claim against you for accidentally causing an injury or damaging property — for example, if someone is hurt in your yard or you damage property at someone else's home.
- Valuable Articles Coverage
Extra coverage for high-value items such as jewelry, art, collectibles, or camera equipment.
- Equipment Breakdown Coverage
For just $2 a month, equipment breakdown coverage is a cost-effective way to keep critical household equipment up and running after mechanical or electrical breakdowns—which are often not covered under a standard homeowners policy.
- Guaranteed Repair Network
This program connects you with prequalified experts to create estimates and perform repairs quickly, seamlessly, and with a guaranteed material and labor warranty backed by Safeco.
- Earthquake coverage
Earthquake coverage is available in select states as either an endorsement to the home contract or a separate policy.
- Service Line
Considering adding Service Line coverage which is a cost-effective way to insure against service line failures - which are often not covered under a standard Homeowner policy.
- Extended Dwelling Coverage
In the event of a catastrophe, soaring demand for building materials and labor could cause reconstruction costs to increase, leaving policy limits inadequate. That's where extended dwelling coverage kicks in.
- Identity Recovery Coverage
Recovering from identity theft can be a very costly, time-consuming, and stressful experience. With identity recovery coverage, you can replace that worry with calm for just $1 a month.
When it comes to protecting your assets, we make the grade.
Has the financial strength and capability to guarantee our customers' polices and keep them secure.